This book takes the readers step by step through the key skills and knowledge, to enable them to take control of their budget. It is helpful for the reader to learn how to find out the rules governing their budget, why budgets overspend and underspend and how to make a bid for increased funding.

Aim and Introduction Part One: What are budgets? 1. Whose budget is it? 2. What are budgets? 3. What is the purpose of budgets? 4. How was my budget set? 5. How is my pay budget calculated? 6. How is my non-pay budget calculated? 7. What do I do if my budget is out of date? 8. Should I agree to my budget? Part Two: What do accountants do? 9. What do accountants do? 10. What are my responsibilities? Part Three: What do my reports mean? 11. What do my reports mean? 12. How can financial information be presented? Part Four: How do I manage my budget? 13. How do I manage my budget? 14. How do I monitor my budget? 15. How do I foresee future problems? 16. Why do budgets overspend and underspend? 17. What can I control in my budget? 18. How do I get more budget to fund my plans? 19. What are the financial rules: If I overspend? If I underspend? If I make a permanent saving? If I want to spend the money on something else? 20. How do I save money from my budget?