It's never too late to start planning for retirement
You Don't Have to Drive an Uber in Retirement is a survival guide for your golden years, and a lifeline for those entering the Retirement Crisis unprepared. Roughly 45 percent of Americans have zero dollars saved for retirement--but the average retiree will spend $154,000 in out-of-pocket health care costs alone. We need to figure out how to generate more income, even in retirement, and spend less. How do we boost our retirement income? Is investing the way to go? How much do we need, anyway? This book does more than just answer the important questions--it gives you real-world tips to help you reach your financial goals. Yes, it is possible to increase your income in or as you approach retirement. These guidelines will help you optimize your assets and put away more money for the years you'll need it most.
Planning for retirement does not mean holding off on fun today; there are many ways the average American can reduce everyday costs of living without living like a pauper. This book will help you take stock of what you have and what you'll need, and show you how to bridge the gap.
* Maximize your savings while minimizing the lifestyle impact
* Unique ways for generating a meaningful amount of income, that don't require you to get a job
* Learn just how much you'll need for a comfortable retirement
* Adopt new everyday strategies that will help you bolster your funds
Add new income streams, optimize your portfolio, and learn to spend less without living less--these are the key factors in making your golden years truly golden. You Don't Have to Drive an Uber in Retirement is an important resource and insightful guide for those hoping to one day leave the workforce--in comfort.

MARC LICHTENFELD is the Oxford Club's Chief Income Strategist and Founder and Senior Editor of The Oxford Income Letter. He has appeared on CNBC, Fox Business and Bloomberg Radio. His work has been featured on WSJ.com, Forbes and U.S. News and World Report and others. A former Wall Street analyst and business journalist, he is regularly seen as a featured speaker at investment conferences all over the world. His previous bestselling book Get Rich with Dividends is in its second edition and has been published in multiple languages. Get Rich with Dividends was named 2016 Book of the Year by the Institute for Financial Literacy.

Foreword xi

Introduction xv

Part I Generating Income 1

Chapter 1 Give Yourself a Raise 3

Chapter 2 Using Options for Income 13

Chapter 3 Be the Bank 23

Chapter 4 Become the IRS: Have People Pay Taxes to You 37

Chapter 5 Get Paid More from Social Security 43

Chapter 6 You Don't Have to Drive for Uber - But You May Want To 53

Chapter 7 The 401k You've Never Heard Of 61

Part II Cutting Costs 67

Chapter 8 Lower Your Medicare Costs 69

Chapter 9 Medical Tourism 75

Chapter 10 Pay Less for Your Medicine 81

Chapter 11 Pay Less in Taxes 87

Chapter 12 Lower Your Investment Costs 95

Chapter 13 How to Buy a Car for 25% Off 103

Chapter 14 How to Travel for Less 109

Part III Small Ideas That Add Up 117

Chapter 15 Small Ideas That Add Up 119

Part IV Ideas I Don't Like 141

Chapter 16 The Worst Investment You Can Make 143

Chapter 17 Lose Your Life Insurance 153

Chapter 18 Reverse Mortgages 163

Conclusion 167

About the Author 169

Acknowledgments 171

Index 173