China's banking system is central to their development. This text offers detailed analysis of the Chinese banking sector, its challenges, reasons for the present form, and the implications for reform. The book interrogates the industry's critical issues, such as financial intermediation, capital and credit risk management, and corporate governance.

VIOLAINE COUSIN is currently based in Germany and works as a credit analyst for financial institutions in a small-sized German bank. She worked for IFC with second-tier Chinese banks to upgrade their credit risk management and is thus well acquainted with the Chinese banks' environment and challenges.

Introduction PART ONE: BANKING IN CHINA General Overview of the Chinese Banking System Historical Developments Structure of the Banking Landscape Reform of the Chinese Banking Sector PART TWO: ENVIRONMENT OF CHINESE BANKS Legal Regulatory Environment for Banks Role of the State Foreign Banks in China Conclusion PART THREE: SPECIFIC ISSUES OF THE CHINESE BANKING SECTOR Financial Intermediation Non-Performing Loans Capital Adequacy and Risk Management Governance and Corruption Conclusion PART FOUR: ANALYSIS OF DIFFERENT BANK TYPES Bank Type Analysis Conclusion PART FIVE: FUTURE CHALLENGES OF CHINESE BANKS Retail Banking Impact of Basel II on Chinese banks Impact of the WTO Entry on the Chinese Banking System Conclusion